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100% VA Purchase Loans
The Most Powerful Mortgage Option Available!
The Veterans Administration Loans are the strongest mortgage programs available in the United States, there is no program that rivals it. FHA and Conventional Loans do not offer true 100% 1 loan option, nor do they offer rates as low as the VA mortgage.
Yet less than 17% of Post 911 Veterans have used their benefits, we aim to make these programs more available to our countries heroes.
For the past 4 years, VA Loans have been and continue to be the hottest program in the real estate market. Because of these low rates, it means 9 times out of 10, buying a home is cheaper than renting, and with rates having gone up twice in the past 6 months, it’s time to get buying.
VA Loan Benefits were created for you to buy the home of your dreams.
Zero Downpayment, True 100% VA Benefit Financing.
The VA provides a true 100%, no money down, VA mortgage loan with lower interest rates, fee’s, and costs associated than any other program available. We work with all property types, and we specialize in manufactured home loans as well, which the majority of large banks will not finance up to 100%. Many small banks also will limit loans to 80% instead of going the true 100% that the VA allows. It really is up to what risk that bank wants to take, at VA Nationwide, we never limit your benefits. As long as you meet the minimum score requirements, you will be able to access the full 100%.
NO Mortgage Insurance.
FHA & Conventional Loans require PMI and Funding Fee’s that raise your monthly payment, not with VA mortgage loans. Removing MI means a lower payment or ability to afford a larger home.
Taxes and Insurance Escrowed.
Including your taxes and insurance in a VA home loan payment means when renewal time comes for the homeowner’s insurance agent or the tax time, you won’t be scrambling to find the money. Usually, these bills come at the most inopportune time, so combining them together ensures you will never be at risk for force-placed insurance or real estate property tax liens.
Credit Scores Down To 530.
Low credit, no active credit, some late payments, older bankruptcies, medical issues, and collections, falling on hard times, there are many reasons that contribute to a credit score being low. Not every VA lender will entertain financing low credit scores, yet we can do it with a bit of finesse.
If you are seeking a larger home and are not sure your benefits will work, we offer Super Jumbo VA Loans up to $2,000,000.00 with a minimal down payment and a higher minimum score requirement. There no jumbo loan program on the market that compares to those paired with the backing of your VA benefits.
Our process is quick and simple, we really want to help you create a smooth home purchase experience. To start, just complete the form to the right or call us at 1-866-878-7111 to speak directly to our Top Rated National VA Mortgage Lender. We’re eager to help you with your new home purchase, and thank you for your service to our country!