Effective January 1, 2019, there has been an average 6.9% increase in the VA Loan Limits with 21 counties being removed from high cost, and 47 counties unchanged.
The 2019 VA loan limit has increased to $484,350 in 2019 from $453,100 which was 2018's limit, except in 199 high cost counties where they are higher. This represents a 6.9% increase for 2019.
For 2019, The VA’s Loan Limits Are The Same As The Federal Housing Finance Agency's Limits.
2019 VA Loan limits apply to all loans closed January 1, 2019 through December 31, 2019.
These limits do apply to most military borrowers. These increased VA loan limits are intended to allow military borrowers in more expensive loan markets to borrow more without having to put any money down. In most markets the VA loan limit is $484,350
2019 Loan Limits are effective January 1, 2019.
New Loan Limits for 2019 will be published on January 01, 2019.
21 counties were removed from the high cost county limits, if you thought your county qualified you want to pay attention to these areas. Alpine, CA, Hood River, OR, San Juan, WA, 3 North Carolina Counties and 15 Virginia counties. There was no counties added to the list for 2019 and 47 of these counties saw no change. All high cost counties listed below in Massachusetts and New Hampshire saw the greatest increase which was over 14%.
Read More & Download The 2019 VA & Conforming Loan Limits.